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Offer in Compromise

Resolve What You Owe with an IRS Offer in Compromise

Our tax relief experts help you determine eligibility, prepare your OIC, and negotiate with the IRS on your behalf to advocate for your best option.
10,000+ clients guided toward financial freedom

What is an Offer in Compromise?

An Offer in Compromise (OIC) is an IRS program that allows qualified taxpayers to settle their tax debt for less than the full amount owed. The IRS considers your ability to pay, income, expenses, and asset equity to determine whether a reduced settlement is appropriate. If your financial situation creates genuine hardship, an OIC may be the most effective path to relief.

How the Offer In Compromise Process Works

What to expect at every step of the Offer in Compromise journey

Financial Documentation

Our team gathers the required IRS forms (such as Form 656 and Form 433-A/OIC) and prepares a complete financial profile.

Financial Documentation

Our team gathers the required IRS forms (such as Form 656 and Form 433-A/OIC) and prepares a complete financial profile.

Offer Submission

We help you calculate a realistic offer amount and submit your proposal directly to the IRS with all supporting documentation.

IRS Review & Negotiation

We assess your financial situation—income, expenses, assets, and hardship factors—to determine if the IRS is likely to accept your offer.

IRS Review & Negotiation

We assess your financial situation—income, expenses, assets, and hardship factors—to determine if the IRS is likely to accept your offer.

Eligibility Review

We assess your financial situation—income, expenses, assets, and hardship factors—to determine if the IRS is likely to accept your offer.
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Offer Submission

We help you calculate a realistic offer amount and submit your proposal directly to the IRS with all supporting documentation.

Offer Submission

We help you calculate a realistic offer amount and submit your proposal directly to the IRS with all supporting documentation.

Step 5: Approval & Finalization

If approved, you either pay the reduced settlement in a lump sum or through structured payments, depending on your offer type.

Client Stories

How our clients moved from tax uncertainty to confident financial decisions
Thomas secured an affordable IRS payment plan for his $83,000 tax debt—and when a new $18,000 balance.
Facing health challenges and the loss of both income and housing, Ellen turned to Fresh Tax Solutions.
Amid serious health setbacks and financial instability, Ellen sought help from Fresh Tax Solutions to protect her income and regain stability.
Thomas secured an affordable IRS payment plan for his $83,000 tax debt—and when a new $18,000 balance.
Facing health challenges and the loss of both income and housing, Ellen turned to Fresh Tax Solutions.
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Benefits of Choosing FreshTax

Expert support that turns a confusing IRS process into a clear path forward.

Honesty

We're honest and make no false promises. We only work with clients we know we can help.

Expert Guidence

Experts with years of experience negotiating tax settlements, giving you peace of mind. 

Detailed Preperation

Accurate preparation of all required IRS forms to avoid delays and penalties.

Advocasy 

We commiunicate directly with the IRS on your behalf to cut through the noice and fight fr your best options.

Support

We support you through the entire process, including compliance requirements keeo you in the loop.

Transparency

We are transparent about risks, timelines, and expectations so you can confidently move forward.
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Testimonials

Hear From Clients Who Trusted Us With Their Tax Relief Journey

I had a great first time experience and support from Jeanette Douglas. Amazing customer service skills, she made sure I understood every piece of information from the beginning to the end was very patient and kind. Thank you for your support and helping me get started on this journey.

Barbara F

Seattle, USA

Fresh Tax Solutions was both personable and professional throughout my experience. Ms. Lauren Jones took the time to explain everything in plain terms and walked me step by step through the application process. I truly felt like my situation mattered to her, which meant a lot. Because of that conversation, I have a much brighter outlook on my future, and I’m sincerely thankful for her help.

Brian H

Dallas, USA

Tracy was my main point of contact at Fresh Tax Solutions, and from the start he made the whole process feel manageable and hopeful. He was encouraging, clear, and took the time to guide me through what to expect. I’ve appreciated his follow-up and support, and I feel confident moving forward. If you’re dealing with a tax situation and aren’t sure where to turn, I’d definitely recommend giving Fresh Tax Solutions a call.

James D

Miami, USA

I had a great first time experience and support from Jeanette Douglas. Amazing customer service skills, she made sure I understood every piece of information from the beginning to the end was very patient and kind. Thank you for your support and helping me get started on this journey.

Barbara F

Seattle, USA

Lauren was incredibly kind and easy to talk to from the very beginning. She took the time to truly listen, which made a huge difference for me. After just one phone call, I felt at ease for the first time in a long while and confident that I had made the right decision. I’m genuinely grateful for her support and the reassurance she provided.

Linda T

New Jersey, USA
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Frequently Asked Questions

Everything you need to know, in plain language.
The IRS Offer in Compromise review process typically takes between six and eighteen months.

Processing time depends on case complexity, financial documentation, verification requirements, and IRS workload.

Some cases move faster when documentation is complete and financial circumstances are clearly established. Others may require multiple rounds of review.

Responding promptly to IRS requests and maintaining accurate records helps support timely processing.
The IRS determines acceptable offer amounts based on reasonable collection potential.

This calculation generally uses the following formula:

Asset Value plus Monthly Disposable Income multiplied by 12 or 24 months.

This reflects what the IRS believes it can collect over time through enforced or voluntary means.

In many cases, additional documentation is required to demonstrate financial hardship, limited earning capacity, or special circumstances.

Professional analysis helps ensure that proposed offers are realistic and compliant.
After acceptance, taxpayers must comply with all terms outlined in Form 656.

These obligations include filing future tax returns on time, remaining current on all tax payments, and submitting required installment payments under the agreement.

Failure to meet these requirements may result in default and reinstatement of the original balance.

Federal tax liens are generally not released until all terms are fully satisfied.
Yes.

An Offer in Compromise may be defaulted if a taxpayer misses payments, fails to file required returns, does not pay current taxes, or violates agreement terms.

When default occurs, the IRS may reinstate the original tax balance, adjusted for payments already received.

Maintaining long-term compliance is essential to preserving settlement benefits.
You can appeal the decision, adjust your financial documentation, or consider other relief options such as an Installment Agreement or Currently Non-Collectible status.

Get Real Help With Your IRS Debt

Speak with an experienced tax specialist and learn your real options in minutes.

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Estimates based on prior results; individual results will vary based on circumstances, including your ability to provide Fresh Tax Solutions with information that is accurate and timely. We do not guarantee that your tax debts will be lowered by a specific amount or percentage, that your tax debt will be paid off within a specific period of time or guarantee you will qualify for any IRS programs. Penalties and interest will continue to accrue until your tax liability is paid in full to the IRS. Fresh Tax Solutions is a tax resolution firm independent from the IRS. We don't assume tax debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice.
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