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Currently Non-Collectible

When Income Is Fixed, Protection Matters More

Currently Not Collectible (CNC) status is an IRS hardship designation that temporarily halts collection efforts when your financial situation makes paying taxes impossible. Once approved, the IRS stops levies, garnishments, and payment demands, giving you time to stabilize your finances while remaining in good standing with federal requirements.
10,000+ clients guided toward financial freedom

What Is Currently Not Collectible?

Currently Not Collectible (CNC) status is an IRS hardship designation that temporarily halts collection efforts when your financial situation makes paying taxes impossible. Once approved, the IRS stops levies, garnishments, and payment demands, giving you time to stabilize your finances while remaining in good standing with federal requirements.

How the Currently Non-Collectable Process Works

What to expect at every step of the Currently Non-Collectable journey

Financial Documentation

Our team helps ensure compliance and gathers supporting documents—such as pay stubs, bank statements, bills, and expense records—to demonstrate your inability to pay.

Financial Documentation

Our team helps ensure compliance and gathers supporting documents—such as pay stubs, bank statements, bills, and expense records—to demonstrate your inability to pay.

Offer Submission

Our qualified team reviews and submits your financial information and CNC request directly to the IRS. They communicate on your behalf, answer IRS questions, and provide clarification to strengthen your case.

IRS Review & Negotiation

The IRS reviews your financial disclosures to confirm that paying your tax debt would create a genuine hardship. If approved, the IRS places your account into Currently Not Collectible status and suspends active collections.

IRS Review & Negotiation

The IRS reviews your financial disclosures to confirm that paying your tax debt would create a genuine hardship. If approved, the IRS places your account into Currently Not Collectible status and suspends active collections.

Eligibility Review

We assess your financial situation—income, expenses, assets, and hardship factors—to determine if the IRS is likely to accept your offer.
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Offer Submission

We help you calculate a realistic offer amount and submit your proposal directly to the IRS with all supporting documentation.

Offer Submission

Our qualified team reviews and submits your financial information and CNC request directly to the IRS. They communicate on your behalf, answer IRS questions, and provide clarification to strengthen your case.

Step 5: Approval & Finalization

Once CNC status is granted, the IRS stops levies, wage garnishments, and collection demands. You are not required to make monthly payments while in this status—giving you time to stabilize financially.

Client Stories

How our clients moved from tax uncertainty to confident financial decisions
Thomas secured an affordable IRS payment plan for his $83,000 tax debt—and when a new $18,000 balance.
Amid serious health setbacks and financial instability, Ellen sought help from Fresh Tax Solutions to protect her income and regain stability.
Facing health challenges and the loss of both income and housing, Ellen turned to Fresh Tax Solutions.
Facing health challenges and the loss of both income and housing, Ellen turned to Fresh Tax Solutions.
Amid serious health setbacks and financial instability, Ellen sought help from Fresh Tax Solutions to protect her income and regain stability.
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Benefits of Choosing FreshTax

Expert support that turns a confusing IRS process into a clear path forward.

Honesty

We're honest and make no false promises. We only work with clients we know we can help.

Expert Guidence

Experts with years of experience negotiating tax settlements, giving you peace of mind. 

Detailed Preperation

Accurate preparation of all required IRS forms to avoid delays and penalties.

Advocasy 

We commiunicate directly with the IRS on your behalf to cut through the noice and fight fr your best options.

Support

We support you through the entire process, including compliance requirements keeo you in the loop.

Transparency

We are transparent about risks, timelines, and expectations so you can confidently move forward.
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Testimonials

Hear From Clients Who Trusted Us With Their Tax Relief Journey

Lauren was incredibly kind and easy to talk to from the very beginning. She took the time to truly listen, which made a huge difference for me. After just one phone call, I felt at ease for the first time in a long while and confident that I had made the right decision. I’m genuinely grateful for her support and the reassurance she provided.

Linda T

New Jersey, USA

I had a great first time experience and support from Jeanette Douglas. Amazing customer service skills, she made sure I understood every piece of information from the beginning to the end was very patient and kind. Thank you for your support and helping me get started on this journey.

Barbara F

Seattle, USA

Fresh Tax Solutions was both personable and professional throughout my experience. Ms. Lauren Jones took the time to explain everything in plain terms and walked me step by step through the application process. I truly felt like my situation mattered to her, which meant a lot. Because of that conversation, I have a much brighter outlook on my future, and I’m sincerely thankful for her help.

Brian H

Dallas, USA

I had a great experience speaking with Miss Jeanette. She made me feel comfortable right away, which hasn’t always been the case with other agencies I’ve heard from. There was something about her warmth and honesty that built trust immediately. Even if she isn’t ultimately able to assist me, I’m genuinely grateful to have spoken with someone who is compassionate, humble, and truly pleasant to work with.

Roz M

San Francisco , USA

Lauren was incredibly kind and easy to talk to from the very beginning. She took the time to truly listen, which made a huge difference for me. After just one phone call, I felt at ease for the first time in a long while and confident that I had made the right decision. I’m genuinely grateful for her support and the reassurance she provided.

Linda T

New Jersey, USA
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Frequently Asked Questions

Everything you need to know, in plain language.
Currently Not Collectible status indicates that the IRS has determined a taxpayer cannot make payments without experiencing significant financial hardship.

While in CNC status, most collection actions are suspended, including levies, garnishments, and asset seizures.

The outstanding balance remains active and continues to accrue interest and penalties.

CNC provides temporary financial relief while allowing taxpayers time to stabilize.
There is no fixed time limit for CNC status.

The IRS periodically reviews financial circumstances to determine continued eligibility.

If income or assets increase, the IRS may reassess and remove CNC status.

Some taxpayers remain in CNC until the Collection Statute Expiration Date is reached.
No.

CNC status does not eliminate tax liabilities.

It temporarily pauses collection activity while financial hardship exists.

In most cases, the 10-year collection statute continues to run during CNC status.
Yes.

The IRS may file or maintain a federal tax lien while an account is in CNC status.

A lien establishes the government’s legal claim to assets but does not indicate active enforcement.

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